Whether you’re a first-time homebuyer or you’ve purchased a home before, it’s unlikely that you’re asked to attend a real estate closing every day. It can always help you to have a reminder of what you need to bring with you to the closing, especially if you’re the seller.
First, you should make sure that you reconfirm the location, date and time of the closing a few days before it’s scheduled to occur. There’s often a lot of last-minute paperwork being finalized and numbers being crunched in the days before closing. This can lead to a closing date change. It’s best to make sure that hasn’t occurred.
You’ll want to gather together all garage door openers, keys and any special codes necessary for the buyer to properly access the home and its features the night before the closing. You should be prepared to turn these over with any instructions to the buyer once you both sign on the dotted line at the closing table.
You must bring your photo identification card so that your identity and signatures can be verified. You’ll also want to bring your checkbook with you to the closing to cover any nominal costs that may arise. You should secure a cashier’s check to cover any repairs or closing costs that you and the buyer have previously agreed to.
The attorney or agent will likely follow up with you in the days leading up to the closing to make sure that you don’t need to bring any additional items with you to this meeting. You should also take the time to carefully review the closing statement that your closing agent sends over to verify the costs. You’ll want to compare these against the documents that you’re asked to sign at the closing.
It’s a monumental event in a person’s life to buy a home. You can make it a more memorable one for them by bringing the right documents to it with you so that everything can go as planned. A residential real estate closings attorney here in Augusta can advise you of any additional factors that you may need to know about as you prepare to close on your Georgia home.