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Augusta Georgia Real Estate And Personal Injury Law Blog

Refinancing declines as the Federal Reserve caps interest rates

Last month, the Federal Reserve Board announced that they're capping interest rates where they're at for the time being. There's been a decrease in mortgage applications since then. There are signs that fewer homeowners are interested in refinancing their loans as well.

Data compiled by the Mortgage Bankers Association (MBA) shows that mortgage applications submitted decreased by 2.2% during the week ending on Nov. 15. The number of homeowners who pursued refinancing had increased by 13% as of Nov. 8. It decreased to 5% one week later.

Burn victims may undergo various types of skin graft procedures

Most individuals who burn themselves suffer relatively minor first-degree burns. These generally heal naturally over time without you having to give them much attention. This isn't the case with more serious second- or third-degree burns though. Individuals with this severe of an injury generally need to be hospitalized. Some patients may even need skin grafts if their burns are particularly large, deep or disfiguring.

There are various approaches that doctors use to secure the necessary skin that they need to perform a skin grafting surgery.

What details do you need to include in your commercial lease?

You've been searching for an affordable and appropriate space from which to run your Georgia business, and you're understandably excited when you find it. It may work for your budget, and it may be in the right location to allow you to better serve your customers, but there are reasons why you should slow down. Before you sign on the dotted line, you may want to give careful consideration to the terms of your agreement.

The terms of your commercial lease can affect you in more ways than you may realize. It is in the interests of your business to make sure that the right details are in there; otherwise, you may be risking the possibility of a problem in the future. Before you agree to anything, review the contract and determine if there is anything you may need to negotiate with the landlord. 

Some of the more common reasons for medical malpractice lawsuits

Data published by MDLinx shows that a staggering 50% of all doctors 55-plus have been sued for malpractice at some point during their careers. There are many common reasons that doctors are sued.

Obstetricians and gynecologists (OB/GYNs) are sued just as frequently as general surgeons. These physicians are sued most often when their pregnant patients fail to receive adequate care for their chronic illnesses and experience complications during childbirth because of it. Another reason that OB/GYNs often end up getting sued is that a fetus is injured during the birthing process. Paralysis, cerebral palsy or seizure disorders are common.

How can you tell mediation isn't going to work for your business?

Many service contracts between an individual and companies or two businesses often contain a common clause. It often spells out how both parties are required to try to resolve any conflict via mediation first before they pursue any type of litigation. If you're like most people, then you may find it difficult to determine when you've given mediation your best effort and it's finally time to pursue litigation instead.

Georgia judges presiding over family law and civil matters will often order parties to first try to work things out among themselves in mediation before they agree to hear their case in open court. Judges in Augusta may even have plaintiffs and defendants attend regular status update hearings so that they check in on whether they've made progress and what their prospects for doing so are.

A Thomson mom who lost her 3 kids in a crash returns home

A crash between an 18-wheeler and a passenger car in Thomson in late September killed two kids on impact. The 16-year-old driver of that vehicle died the following day. Another passenger in the car, the decedents' mother, had been hospitalized since the crash recovering from life-threatening injuries. Doctors released her to go home to her family late last week though.

The Georgia State Patrol hasn't yet concluded their investigation into what led to the fatal crash early on the morning of Sept. 26. The 2 a.m. incident happened right in front of Thomson High School on a Friday. It's unclear what the family was doing out on the road together that morning in McDuffie county, an area that is located just over 30 miles west of Augusta.

What should sellers bring to a residential real estate closing?

Whether you're a first-time homebuyer or you've purchased a home before, it's unlikely that you're asked to attend a real estate closing every day. It can always help you to have a reminder of what you need to bring with you to the closing, especially if you're the seller.

First, you should make sure that you reconfirm the location, date and time of the closing a few days before it's scheduled to occur. There's often a lot of last-minute paperwork being finalized and numbers being crunched in the days before closing. This can lead to a closing date change. It's best to make sure that hasn't occurred.

What are common causes of the most severe burns?

Burns can be caused by a variety of factors including nuclear radiation, sunlight, chemicals, electricity or heat. None of these factors are the leading causes of burns among Americans, though. Factors such as home fires or contact with steam, flammable gases or liquids or hot fluids are the leading causes of burns here in this country.

While many burns that individuals suffer are relatively superficial and only leave an individual with temporary scars or discomfort, many people die from burn-related injuries each year.

Ways to protect your interests when buying a condo

There are many reasons why a person in Georgia may consider buying a condo over purchasing a home. For some, it simply makes more sense to buy a home that doesn't require much upkeep or have as much space as many traditional free-standing homes. In metropolitan areas, it may be more affordable to own a condo than it is to own a home. 

Just because a condominium is a smaller home does not mean that you do not have the potential to experience big problems. It is still important for you to do your due-diligence and ensure that you are not accidentally buying problems along with your new home. There are certain questions you can ask that will give you the information you need to move forward with confidence. 

Many homeowners refinancing their mortgages as rates fall again

Many homeowners here in Augusta and elsewhere in Georgia may be looking to refinance their mortgages soon. A new report from MarketWatch shows that the yield on Treasury notes declined earlier this month. This caused a chain reaction whereby mortgage rates also have fallen.

MarketWatch's report shows that the 5/1 adjustable-rate mortgage percentage dropped 3 basis points to 3.35% in just a single week earlier this month. The 15-year fixed-rate mortgage rate went down to 3.05%. This is nine basis points lower from what it was earlier this month.


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