Augusta Georgia Real Estate And Personal Injury Law Blog

Many people lost their homes because they became upside down on their mortgages during the recession in 2008. Those who were fortunate enough to hold on to them were motivated by record-breaking low-interest rates to refinance their mortgages so that they'll owe less each month. Others are motivated to do so for other reasons.

One type of homeowner that may look to refinance their home is one with an adjustable-rate mortgage (ARM). Those looking to qualify to purchase a home often are attracted to these types of home loans because they offer far lower interest rates than fixed-rate mortgages do.

Starting a business is an exciting step for many Georgia entrepreneurs. This decision can represent many years of preparation and planning, and it is important for the future success of your business that you take the right steps to set everything up correctly. One of the first decisions to make is to carefully choose the right entity for your business.

The choice you make regarding the right entity, or structure, will affect many aspects of your business going forward. It is prudent to carefully consider the impact of your choices and think about how they will work long-term. This can be an overwhelming decision, and it is wise to learn as much as possible about your options before moving forward.

Whether you rent homes to tenants or you do business with customers or vendors, the more relationships you have, the more likely it is that you'll have difficulty remembering all the ins and outs of promises you make to them or they extend to you. That's what it's important for anyone who runs a Georgia business to always have a contract in place outlining their agreement with them so that their interests are protected.

No factor is too small to include in a contract when you're drafting it. Even if you think that you and your customer, vendor or tenant are on the same page about an issue, you should still address it in writing in your service agreement or lease with them. By doing so, you minimize your chance of being sued on down the line if one party acts as if the conversation didn't occur or if they change their point of view on the matter.

Just the thought of wrong-site surgery probably makes you cringe. You quickly think of the dramatic examples: amputating the wrong limb, operating on the wrong eye, removing a healthy lung. These are serious, devastating issues that can leave patients with permanent disabilities.

It shouldn't happen, but it does. What can doctors do to prevent it? A few key steps include:

• Marking the site prior to the surgery
• Double-checking all documents
• Checking details with the patient the day before surgery, not in a rush right before surgery
• Telling the surgical team not to be afraid to speak up
• Talking to the patient and letting them be involved
• Practicing with procedures and checklists in advance